Hurricane evacuation route

If hurricane hit Florida tomorrow, would you be ready? A new AAA poll shows many residents would not.

Survey highlights

  • 43% of Floridians do not have an emergency plan
  • 29% would not evacuate their home if warned about it
  • 60% of Floridians who would evacuate would only leave for a Category 3 or higher hurricane

“Don’t wait until Florida is in uncertainty, get ready now,” said Mark Jenkins, spokesman for AAA – The Auto Club Group. “Gather supplies while they’re still on the shelves, develop an evacuation plan, and prepare your home.”

Make sure your home insurance is still active

Part of your home preparations should include a careful review of your insurance policies. Unfortunately, some Florida homeowners will be looking for a new provider soon as some state insurers are reportedly dropping 50,000 policies by the end of June 2021.

“I can’t think of a worse time than going without home insurance during the hurricane season,” said Jennifer Pintacuda, president of Florida-based property insurer Auto Club Insurance Company of Florida. “AAA encourages all Floridians to meet with a licensed insurance agent and ensure that your policy is active and with a financially sound carrier. Since the degree of coverage can vary depending on the property and individual needs, it is one more reason to contact a provider you can trust. “

The Florida-based provider ACICF from AAA is rated A- (Excellent) by AM Best due to its strong financial stability. ACICF has the only unique package policy that allows Floridians to combine their home and car into one policy.

Most homeowner policies DO NOT cover flooding

The two biggest sources of damage from hurricanes are wind and torrential rains, which lead to flooding. Floods are the number one disaster in the United States. Click here to check flood risk in your area.

“It doesn’t matter where you live in Florida, any zone can be a flood zone if a hurricane breaks through,” Pintacuda said. “A waiting period of 30 days applies to all new flood insurances. So don’t wait until a storm is approaching, otherwise it will be too late. ”

Facts about flood insurance

  • Almost 20% of all flood insurance claims come from homes in low risk areas.
  • Most home contents insurance does not cover flood damage.
  • Federal disaster relief is not a substitute for your losses, but a low-interest loan.
  • Flood damage is expensive. An inch of water can cost you $ 27,000 or more to fix it.

Flood facts in Florida

  • Only 13% of households in Florida have flood insurance, although many more households are at immediate risk of flooding.
  • New research shows that more than 100,000 additional properties in Florida are at significant risk of flooding compared to FEMA’s flood maps.
  • The average flood damage from 2005 to 2020 was US $ 69,000.

“Preferred risk” flood insurance can cost about $ 1 a day to cover $ 75,000 in structural damage and $ 30,000 in damage to household items.

* Insurance coverage is subject to all insurance terms, exclusions and restrictions.

AAA hurricane prep tips

Here are some things people can do right now to prepare for storm season.

  • Secure your home – Inspect your home for minor repairs to the roof, windows, downspouts, etc. Cut trees or bushes that could damage your home in strong winds.
  • Take inventory – Update your home inventory by walking around your home with a video camera or smartphone. Keep a record of major purchases, including the cost of the item when it was purchased and model and serial numbers, if available. Keep important documents in a portable waterproof container.
  • Emergency supplies in stock – Plan for durable food and water for a week. Make sure you have flashlights, extra batteries, battery operated radio, medication, first aid kit, blankets, toiletries, diapers, cleaning supplies, etc. Prepare a portable kit to keep in your car in case you need to be evacuated.
  • Identify a safe room – Identify a room where family members should gather in an emergency. This is usually an interior space with no windows.
  • Protect your property – Check your home insurance with your licensed insurance agent to see if you have adequate coverage. Discuss your deductibles. Note that flood insurance is usually not covered by your household insurance. Flood protection for your car is possible through an optional “comprehensive” inclusion in your vehicle insurance.

Prepare for evacuation

  • Create a ladder diagram – Identify ways to connect with your family members, alternative hangouts, and a contact outside of town. Expect limited cell phone service.
  • Know your evacuation route – Visit to find the recommended evacuation route for your area.
  • Choose multiple destinations – Identify several places you will go in case of emergency, e.g. B. a friend’s house, in another city, a hotel or an accommodation. Choose targets in different directions so that you have different options in an emergency.
  • Availability of research accommodation – Check with the local authorities about the availability of evacuation shelters. Your regular shelter may not open this year due to COVID-19. When evacuating to shared accommodation, follow the latest CDC guidelines.
  • Prepare your pets – Identify a property that accepts pets. Most public animal shelters only allow service animals.
  • Prepare your vehicle for evacuation – Have your vehicle professionally inspected so that it is ready for evacuation. Plan to take one car per family to avoid traffic jams and delays.
  • Gas up – If an evacuation seems likely, make sure you have a full tank. Refuel responsibly. Don’t hoard gasoline that you don’t need. The rise in gasoline demand before the storm often results in temporary fuel failures before the storm. After the storm, be aware that gas stations may be closed or unable to pump gas due to structural damage or power outages. This is why AAA suggests that you look for a fueling option after your tank is below half full.

Via the AAA Consumer Pulse ™ survey

The AAA Consumer Pulse ™ survey was conducted online among Florida residents March 12-18, 2021. A total of 400 residents took part in the survey. The survey results asked of all respondents have a maximum error rate of ± 4.9% points. Responses are weighted by age and gender to ensure a reliable and accurate representation of the adult population (18+) in Florida.

About AAA – The Auto Club Group

The Auto Club Group (ACG) is the second largest AAA club in North America with more than 14 million members in 14 US states, the province of Quebec and two US territories. ACG and its affiliates provide roadside assistance, insurance products, banking and financial services, travel offers and more to its members. ACG is part of the national AAA association with more than 62 million members in the USA and Canada. AAA’s mission is to protect and promote freedom of mobility and improve road safety. Please visit for more information.

Sign up for the free Sebastian Daily newsletter for your chance to win free dinners and merchandise!

Copyright 2021 All rights reserved. This material may not be published, broadcast, rewritten, or redistributed.